Mortgage Calculator
Estimate monthly payment, total interest, and total repayment for equal payment and equal principal mortgage plans.
Enter the loan amount, annual interest rate, and term to estimate monthly payment, total interest, and total repayment for equal payment or equal principal plans.
Useful for home-buying budgets, comparing loan options, and checking long-term interest cost before formal bank calculations. Results are for reference only.
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Common use cases
- Use this page when house hunting, preparing a loan, or discussing family budget pressure and you want monthly payments, total interest, and total repayment in front of you quickly.
- It is useful when a lender gives you several rate, term, or down-payment scenarios and you want to compare which option feels more realistic.
- If you want to see the practical difference between equal principal-and-interest and equal principal repayment, this page lays out the first-month payment and long-term cost more clearly than a rough guess.